Month: July 2018

Foot pain should never be underestimated

Foot pain should never be underestimated

 

Foot pain – you might think that this is an ailment that is only reserved for frequent runners or those who engage in high-intensity sports. Unfortunately, this is not the case when a sedentary, yet quick-paced lifestyle can cause significant stress to the body if it is not able to deal with the pace effectively. This is especially more significant for ladies who are in high-heels all day and have to shuttle to meetings between locations.

When our feet get injured, our ability to walk is hampered and this causes significant impairment of our normal daily of life if we are not ready for it. Hence, when we get foot aches, what should we do to remedy this immediately?

For pain relief on the sole of the foot, there are pain relief products that are available on the market. One such product is PIP’s health magnet series, such as the PIP Elekiban and PIP Magneloop. It’s the No. 1 in Magneto-Therapy in Japan and now they are on our Singapore shores at most healthcare retailers. Visit their site here today!

In this article from Prevention.com, the author shares some food-based foot cures for those nagging aches.

Pour yourself a cup of tea to relax, and while drinking soak your feet in warm tea to sooth pain. Try a strong peppermint or chamomile tea. Steep four tea bags in 2 cups of boiling water. Add the brew to 1 gallon of comfortably hot water. Soak your feet for 5 minutes. Slosh your feet in the water and let the tea’s warm scent relax you. Drain the water and pour some cold water over your feet. Follow that with hot water from the tap and then more cold.” Read more here!

Instead of the usual stretching or resting that is usually prescribed, why not try the alternative of using warm tea for your feet? It is known that heat can increase blood circulation, and this is a remedy that could work if you have tried other methods but are still feeling the aches. Other than this remedy, do also follow through with the other basics such as not engaging in heavy activities with the feet or over-strenuous exercise on them.

Next, WebMD also discusses how your foot type affects your rate of injury.

Heel spurs are another source of foot pain. These are abnormal growths of bone on the bottom of your heel. You can get them from wearing the wrong shoes or from an abnormal walk or posture, or even from activities like running. People with flat feet or high arches are more likely to have painful heel spurs.” Read more here!

The shape of your heel arch also plays a part on injuries to the foot. This is because most footwear we wear are not tailor made and are for mass production. Unless the shoe specially mentions to be fitted for flat footed or high arched feet, it is best you find a shoe that fits the type of foot you have. Before you develop long-lasting damage to your feet, you need to remedy any mismatch that your shoes and your feet have. This is even more significant if you are an avid runner or you intend to take up exercise to keep yourself fit.

Lastly, Elaine Russell shares what else you can do to keep feet aches away.

 “To get relief, stretch the Achilles tendon. Stand about three feet from a wall. Place your hands on the wall and move your right leg forward, knee bent. Keep your left leg straight, with your heel on the floor. You should feel a gentle stretch in your heel and foot arch. Hold for 10 seconds, then switch sides and repeat.” Read more here!

As shown, the stretching exercises we learnt during P.E. class still come in handy and are the fundamentals to keeping our body free from aches. When we spend most of our time in air-conditioned environments at work, our muscles and joints become stiffer and the feet is no exception. Trying to dash for a meeting when our feet are in a frigid state only creates additional stress to your feet. Over time, this can cause significant damage. Hence, do take time to do regular stretching if your feet are feeling tight.

In conclusion, our feet are an important part of our daily lives, and to lose them to unnecessary injury would be a folly. If we take care of our foot aches and listen to our body, our feet will thank us for the long run to come.

Is it ok to drive a personal car for business purposes

In many situations, an employee drives his or her personal auto to perform a business-related task or activity for example travelling between worksites, client visits, transportation of clients, travel home from work-related events and even quick stops to pick up food for a meeting. It is important to consider the risk that assumes in these everyday occurrences.

Commercial Vehicle Insurance Singapore is not something that you should take lightly if you own a company vehicle or intend to use your personal car for work purposes. Take up one today! One good provider is Allegiance Associates, and they also provide a wide range of insurances you can consider for your company. Check out their site here today!

Read this article below by Marshall and Sterling Insurance to find out if it is a good idea for you to do so.

Will driving my personal car for business purposes on insurance cause any trouble?

Driving a personal auto in lieu of a company-owned vehicle may seem to minimize an employer’s liability, but companies can be held partially liable for damages in the event of an accident, and if an insurer discovers the individual was driving for business, it may take action against the employer for subrogation purposes. If the employee is making a work-related phone call or taking part in any business-related activity, the employer will be held accountable. Read more here!

Any firm that lets their employees utilize their individual cars for work should either buy hired and non-owned treatment for their car or make sure that it is inclusive of a insurance policy. The insurance coverage defends the company in times of liability when cars that are under employees are utilized in the name of the firm. If an accident occurs, these help the driver’s in his individually fashioned policy. This is the case where the cars are generally activated at their initiation of use. For the least annual quality, these policies are designed usually to prevent any damage to the driver.

According to general data provided by National Safety Council, about one million car incidents occur annually. Given that distraction causes driving accidents that can result in grave implications for firms, a firm policy that enhances the benefits of driving with care. Now that you know you need separate insurance, find out more information on this through an article by Insurance Information Institute below.

 

What having a separate insurance for business does for you?

As a business owner, you need some of the same insurance coverages for the cars, trucks, vans or other vehicles you use in your business as you do for vehicles used for personal travel. Your business owners Policy (BOP) does not provide any coverage for vehicles, so you must have a separate policy. Most states require you to purchase liability insurance for bodily injury and property damage that may result from a vehicle accident. Read more here

 

Your insurance agent will ask in detail how you use vehicles in your business; who will be driving them; whether you own, rent or lease; and whether you and your employees are likely to be driving their own cars for your business. The answers to these questions will indicate the types of coverage you need.

In general, only a BACF can provide the level of liability protection—the recommended minimum is $500,000—that even a small business needs to cover the potential damages in a serious accident.

To know about the benefits it has to offer you, check out this article by Singapore Car Insurance below.

The benefits it has to offer you

Many businesses purchase the commercial car insurance to enjoy the extended benefits should a need for a claim arises. These benefits include claims eligibility to having extended cover for the business-related tasks and above all having a peace of mind. Read more here

Various businesses opt for commercial car insurances to take benefit of the extended advantages it has to offer when an incident occurs. These advantages usually consist of laying claims over eligibility to have more cover in case of incidents. These linked benefits give you eternal peace of mind, so you never have to worry again how you will deal with unforeseen incidents and such circumstances.

  • Allege Eligibility: this is an important step to undertake as without it the insurance company has the right to refuse any claim made after an accident over the vehicle in question.
  • Customized Coverage is needed when a fully insured commercial vehicle is covering for very specific work-related activities such as delivery etc.
  • Peace of Mindis the best thing you get with having this type of insurance.

To conclude, you will need to see whether you need commercial car insurance and for quotation intentions, you will need to relocate the compiled data and if it is missing anything then your insurance company may demand further details. After this step your details will be compared with inquiry. In the end you will need to go through stuff that tailors to your specific needs to target the best policy before you pay for it. This will help you prepare better for unforeseen circumstances and help you choose between an alternate if necessary.

Why you need export and import insurance

Why you need export and import insurance

If you have an international business, you might choose either air or water freight. Your merchandise, your source of income is going to travel the distance either from you or to you. It is not advisable to simply keep it unattended or without insurance. The journey might seem simple and easy but think of the variabilities that your cargo rests on. Keep reading to know the importance of insurance for cargo, be it import or export of goods.

If you are looking for a comprehensive marine insurance, do consider Allegiance Marine Insurance. They also have a wide range of other commercial insurance that you might need. Visit their site today.

Formal obligation � Many companies or sales contract that you have may include insurance in your contract to avoid risk of damage to goods in transit. This is specially true for goods with CIF or CIP. If you are legally bound, you should not risk by not getting insurance as in case of damage, the financial loss that you will incur will be severe.

Minimize loss � There has been steady rise in cargo theft. You can be scammed by fictitious identity and your cargo might be received by others. Damage can also take place in transit. There are so many factors that can cause loss to your consignment. Lack of expert packaging or poor condition of container wreaks havoc on goods in containers. You should protect your export or import cargo with marine insurance against storm, possible shipwreck or even pirate attacks. Explosion on ship is also quite common leading to complete loss. It is also common for ships to get lost in sea. World Shipping Council estimated from 2008 to 2016, on an average 568 containers were lost at sea, not taking account catastrophic events.

As a shipper that should give you all the more reason to get insurance.

General average � It is a system where you have to pay a sum of money to obtain the release of your consignment. Insurance companies pays it up and helps is expediting release of cargo.

Carrier liability – Ocean carriers have certain liabilities but they are exempted from certain situations such as damage, delay or loss due to act of God, act of the shipper or the inherent nature of goods in transport. If you do not have insurance, the loss that you can incur under aforementioned events can take a huge toll on your business.
The most important reason as to why you should get cargo insurance perhaps lies in the fact that you are doing an international import or export, making any loss incurred more expensive and a tedious legal procedure. So the most sensible thing to do is getting the insurance yourself for your consignment.

To know more about Allegiance Marine Insurance , get in touch with the experts today.